Privacy Policy
Last Updated 4/15/2025
Effective Date 4/25/2025
FDCPA Disclosure: Nothing in this privacy policy shall permit the disclosure of information to third parties in violation of the Fair Debt Collection Practices Act.PCA Acquisitions V, LLC (“Invenio”) respects the privacy of visitors to our online sites and will follow all applicable privacy regulations. This privacy notice discloses the privacy practices for Invenio (collectively, “INVENIO”, “our”, “us”, or “we”). “You” as referenced in this Privacy Policy refers to any user of the website. This privacy notice applies solely to information collected by this web site. Any personal information gathered on this site will be kept strictly confidential and will only be used in ways for which you have specifically consented. We will take special care to protect the privacy and security of your information. Please carefully read this Privacy Notice. All personal information gathered on this website is in accordance with the Privacy Policy.
BY VISITING THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF THIS PRIVACY POLICY. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT PROVIDE ANY INFORMATION OR USE ANY OF THE SERVICES PROVIDED ON ANYOF THE WEBSITES REFERRED TO IN THIS PRIVACY POLICY.
PLEASE NOTE: THIS PRIVACY POLICY CHANGES FROM TIME TO TIME AND CHANGES ARE EFFECTIVE UPON POSTING. PLEASE CHECK BACK FREQUENTLY FOR UPDATES AS IT IS YOUR SOLE RESPONSIBILITY TO BEAWARE OF CHANGES. WE DO NOT PROVIDE NOTICES OF CHANGES IN ANY MANNER OTHER THAN BY POSTING THE CHANGES ON THIS PAGE.
Collection and Use of Personal Information
Invenio will only collect personal data, such as your name, address, telephone number, or e-mail address, when it is voluntarily submitted to us at this website. This information will be collected through an online form or when you contact Invenio Financial regarding any other matter. Your personal information will not be shared or sold, other than expressly stated in this policy, unless agreed to by you.
We may pass on to our client, who was your original credit lender, personal information that you voluntarily gave to us. We may also pass information to our affiliates for regular business purposes. No other third parties, either on our behalf or for themselves, will collect any Personally Identified Information (PII) through this website.
The following paragraphs in this Section describes how we currently use Personal Information, but we may change or broaden our use at any time. We use your Personal Information for the following general purposes as well as for purposes expressly agreed to by you:
- Customer Service: We use your Personal Information to improve our services to customers.
- Complying with Legal Process: We will use or disclose your Personal Information in response to subpoenas, court orders, warrants, or legal process, or to otherwise establish or exercise our legal rights or defend against legal claims or in the event you violate or breach an agreement with us.
- Contacting You: By using our website, you consent to contact from us or a third-party affiliate with whom we share information in accordance with this Privacy Policy, to contact you by phone or email regarding your account or other agreements relevant to you.
Tracking Technologies
Non-Personal Information
This website also collects and uses information in aggregate form to track the total number of visitors to our site, the number of visitors to each page of our site, the domain names of our visitors’ Internet service providers, and other such technical information. This is technical information that does not by itself identify a specific individual. No personal information is available in this process. We use this data in our collection efforts.
Cookies
Our website uses a technology called “cookies”. A cookie is a token that a server gives to your browser when you access a website. Cookies are capable of storing many types of data. Cookies help provide additional functionality to the site or to help us analyze site usage more accurately. For instance, our server may set a cookie that keeps you from having to enter a password more than once during a visit to one of our sites. In all cases in which cookies are used, the cookie will not collect personally identifiable information except with your explicit permission. We do not, however, use cookies to track the navigational habits of identified visitors.
Access to Your Information If you would like us to delete any information we have about you, we shall unless it is a requirement of our client who was your original credit grantor or a party who has succeeded in interest to your original credit grantor. We will respond to your request to access, update or delete your information within ten (10) business days. Before we are able to provide you with any information, correct any inaccuracies, or delete any information, however, we may ask you to verify your identity.
Disclosure of Information Due to Merger/Sale
In the event of a merger all data will be transferred to the new entity. In the unlikely event of a bankruptcy proceeding, all information would be transferred in accordance with Court Order.
Children
We do not intentionally collect information from persons under the age of 18.
Third Party Links and Advertisement
As a convenience to our visitors, Invenio Financial websites may contain links to a number of sites that we believe may offer useful information. The privacy policies and procedures described here do not apply to those sites. We suggest contacting those sites directly for information on their data collection and distribution policies.
We do not use third party advertising companies to provide advertisements or allow third party advertisers to track your browsing.
Change of Privacy Policy
If we are going to use your personal information in a manner different from that stated at the time of collection through this website, we will notify you via email. You will have a choice as to whether or not we use your information in this different manner. In addition, if we make any material changes in our privacy practices that do not affect user information already collected through our site, we will post a prominent notice on our website notifying users of the change.
Disputes
In the event of a dispute, we will agree to binding arbitration with the American Arbitration Association. To file a request for arbitration, contact the American Arbitration Association at http://www.adr.org.
Privacy Contact Information
You can contact PCA Acquisitions V, LLC regarding privacy matters via email to [email protected] or mail at PCA Acquisitions V, LLC, Privacy Officer, 1002 Justison Street Wilmington, DE 19801
Contact Invenio
PCA Acquisitions V, LLC
1002 Justison Street
Wilmington, DE 19801
This is an attempt to collect a debt and any information obtained will be used for that purpose.
